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Homeowners Application

Dwelling Fire Application

United States Liability Insurance Group

1-4 Family Dwellings (DPP)


1-4 Family Dwellings (Comm Lines)

Lessor’s Risk Only


Liquor Stores

Beauty/Nail Salon/Barber Shop

Main Street Mercantile

Childcare Commercial

Micro TekPak

Childcare Residential

Mobile Home Parks

Clothing Store

Non Profit D & O (NDO)

Community Association Product (CAP)

Personal Umbrella (PCL)

Comprehensive Personal Liability (CPL)

Real Estate E & O (REA)

Concessionaire and Vendor

Residential Condo Unit Owners



Convenience Stores/Delicatessens/Grocery Stores

Special Events Liability (SPE) Quote AND Bind!

Electronic Stores

Specified Professions

Employment Practices Liability (EPL)


Excess Personal Umbrella

Vacant Building Product(VBP)

Fitness Centers

Vacant Land

Artisan/Trade Contractors

The Long Shot

Janitorial Services

The Office

Land Leased to Others

Specialty Training School


Utica First Insurance Company

Artisans Program – A Small business owner product Click Here to login!

Utica First Insurance Company is pleased to offer insurance coverage especially designed for the small artisan contractor. This program is designed to meet the insurance needs of the skilled individual and small business operator that requires primarily liability insurance protection. Other property coverages are also available under this program.

We appreciate the skills that the artisan has acquired and we know that many artisans represent the “entrepreneur with a dream”, willing to go it alone in order to use the acquired skills in an independent manner. We know that liability insurance to protect you is a necessity to properly function in your business.

You work too hard to lose everything due to an unforeseen happening or accident. This policy is designed to protect the small artisan contractor.


This policy was designed to handle the insurance needs of firms with five or fewers employees and have gross annual receipts up to $1,000,000. Coverage is provided for firms regularly involved in projects that do not exceed $500,000 in total construction costs.


  • Liability is rated on a per person basis. One rate for full time and one rate for part time workers
  • Sales and administrative workers are not rated
  • Blanket additional insureds available; cut out all that back and forth to the agent’s office every time you get a new job
  • Tools and contractors equipment and Installation Floater Coverage available

Note: Coverage highlights for information only. Consult actual policy for precise coverage applicable.


Interboro Insurance Company

Homeowners Click Here to login!


Otsego Mutual Fire Insurance Company

Homeowners Click Here to login!


The First Rehabilitation Life Insurance Company of America

New York State Disability (DBL) Quote AND Bind!


For login information please contact John Mavroukas @ ext. 208

Please be advised, these quotes do NOT include any state taxes, inspection, or filing fees. Contact an underwriter for final premium.

Contact Us

  • Address:
  • 111 Broadway
  • Suite 1702
  • New York, NY 10006
  • Tel: (212) 897-6912 ext.4204
  • Fax: (212) 897-6913
  • Email: info@dgamf.com